Introducing SILCARE HMO Loan – an affordable financing solution that helps you secure quality healthcare coverage without the burden of paying the premium in one lump sum.

Loan Features:

Open to Regular Members in Good Standing

Maximum Loan Term: Up to 10 months

Only 7% per annum interest rate

No delinquent account with the cooperative

May be co-availed with other loan products, subject to the cooperative's credit limit policies.

Choose the healthcare plan that best suits your family's needs! Premiums vary depending on your preferred room accommodation (Ward, Semi-Private, or Private) and age bracket—from 6 months up to 85 years old. Coverage ranges from ₱60,000 to ₱100,000 per illness, depending on the selected plan.

Don't let financial concerns stop you from protecting your health and your loved ones.

Healthy living starts with smart planning. Let SILCARE help you every step of the way!